Six Steps for Housing 2025
- Universal Housing Vouchers-simple to explain, easy to implement, some changes needed but, UHV can transform the chaos of the current Federal housing policies and they can be a lynch pin for other housing policy innovations.
- Green New Deal for Public Housing-count me among the skeptics, but times change. Historically public (social) housing became a haven for African American households and quickly became stigmatized, paternalistic, and suffered from disinvestment. GNDPH can shake off that stigma by being the basis for 21st century energy programs.
- New Homeownership Models
- Local initiatives.
- Local Funding Sources based on bond financing, not tax abatements. Easing Zoning restrictions. What Federal policies can support local initiatives
Jul 15, 2022, MarketPlace. The U.S. housing shortage has doubled in less than a decade, report finds
SEPTEMBER 22, 2022, Next City, Housing In Brief: A Colorado Ballot Initiative Could Change How Affordable Housing Is Funded. "This November, Colorado residents will vote on a ballot referendum that would direct a small portion of state income tax to new affordable housing, The Journal Record reports. Proposition 123 would set aside 0.1% of the state’s income tax revenue to local governments with the goal of increasing affordable housing stock by 3% in each jurisdiction. It would also go to programs to help teachers, nurses and other workers secure their first home and fund eviction defense and rent supplements, The Denver Post reports. The campaign estimates the proposition would set aside $300 million a year and could lead to 170,000 new units over 20 years. That falls short of current needs – according to census data, the state had a deficit of 93,000 to 216,000 units in 2020 - but it could establish a model for funding housing going forward."
OCTOBER 6, 2022. NextCity. A Pennsylvania Program Will Provide Free Repairs – So Long As Landlords Don’t Hike Rents. "In July, Pennsylvania’s legislature passed a law that could revitalize deteriorating homes across the state. The Whole Home Repair Act sets aside $125 million for grants to low and middle-income homeowners and forgivable loans for small landlords to repair or retrofit homes, along with money for staff and workforce development for three years."
August 29, 2022. WVXU, Cincinnati's Affordable Housing Trust Fund is ready for use four years after being established.
September 6, 2022. WOSU. Voters to decide on $1.5 billion bond issue that includes money to expand affordable housing. "The City of Columbus is proposing a $1.5 billion bond issue on the November ballot that includes $200 million to expand affordable housing. It is four times more than what the city proposed in 2019. Supporters and developers said it’s a crucial step to address the demand for affordable housing. But more work needs to get done to make it happen. Two years ago, the city borrowed a lot of money to build more than 1,300 affordable housing units. At the time, before the COVI-19 pandemic, more than 50,000 people were using half their income to pay rent or make mortgage payments. Officials have said the $50 million is not enough. But they say it was a good test run."
January 10, 2023. WESA. Gainey administration plans a massive investment in Pittsburgh affordable housing "The City of Pittsburgh annually invests $10 million in affordable housing, but Mayor Ed Gainey has long promised to do more. His administration will soon embark on an ambitious plan to raise millions of dollars, said Jake Pawlak, deputy mayor and the director of the city’s Office of Management and Budget. [...] The key to the new plan is buried on page 30 of the 2023 operating budget: an annual $2.5 million “transfer for housing issuance.” That allocation will allow the city and the Urban Redevelopment Authority to issue a bond whose proceeds will be used to make significant investments in affordable housing in the near term, and pay it back over the next 30 years."
- Local energy regulations
Ending the fossil fuel housing economy--electricity is the fuel of the future for housing.
Building on opportunities created by the Inflation Reduction Act (IRA).
Winter heating laws have long been commonplace. With temperatures rising, new cooling rules aim to protect residents from dangerous summer heat.
JULY 25, 2022. NextCity. It’s Time to Electrify Philly’s Buildings. "Op-ed: Building electrification incentives in Philadelphia would protect our planet and our residents' health." More here.
Effects Of Residential Gas Appliances On Indoor And Outdoor Air Quality And Public Health In California
January 4, 2023. Shelterforce. The Shift to Using More Electricity Will Change How Affordable Housing Is Built. "The recently passed federal Bipartisan Infrastructure Law and Inflation Reduction Act (IRA) accelerates the shift by providing resources to address increased costs and technical challenges. The IRA, for instance, contains billions of dollars in subsidies to address climate change, and the Biden administration’s Justice40 Initiative earmarks 40 percent of these resources to traditionally underserved communities and affordable housing. (As much as $25 billion is allocated to affordable housing and low- and moderate-income communities, to be administered through HUD, the Department of Education, and the Environmental Protection Agency, according to a recent policy brief by the National Housing Trust.)" Good news!
- New Federal Housing Finance System
Boom and bust cycle. July 23, 2022 NYT via DNYUZ. We Need to Keep Building Houses, Even if No One Wants to Buy
07/25/22, The Hill. Why the US housing shortage is likely to get worse. "The Fed, perhaps counterintuitively, is making homes more expensive to buy now with the hopes of eventually making them cheaper. The bank has hiked interest rates aggressively since March, which drove the average fixed 30-year mortgage interest rate up to 5.5 percent in June, according to Freddie Mac."
"Why Fewer American Children are living in poverty." This NYT podcast outlines a myriad of ways in which enlightened and accidental anti-poverty programs have made a dramatic difference in the lives of poor families. The one missing piece? Universal Housing Vouchers. Rental housing is the last "free market" commodity. The FIRED industry needs regulation, not just more money, if housing is to become affordable.
Then, we'll look at ways that advocates, activists and organizers can mobilize today's anger/frustration/guilt into a 2025 strategy that starts now where people live (morally and geographically).
The FIRED industry has control of the media and a 100 year headstart, so change agents need to begin now, before the next opportunity for transformative change slips past us.
We're changing! Demographically, geographically, emotionally. What tactics are necessary to meet the populous in 2025?
Stop fighting last year's wars; stop patching broken systems
Will we need a crisis to "unfreeze" change space?
The power of movements to make change. Movements aren't coalitions, think networks.
Roles of advocates, activists, and organizers
Give away short term victories to build more equity
Who is that mysterious madman?
You can help by sharing your comments, questions and suggestions.