Six Housing Policies for 2025

,Community Manager's note

2025? YES, that's how deep the policy stagnation has become as blow after blow have dashed hopes for real change in 2022.

In fact, stimulus payments likely ended up fueling the housing affordability crisis that put stable housing out of reach for ordinary families.

And so The Pandemic recession morphed into the Pandemic Inflation. And so, despite the good employment and GDP numbers, ordinary middle class folks are feeling the pinch in their everyday lives.

Pressed by discontent, the FIRED industry has decided to fight the pinch by triggering another housing bubble recession. That's OK, they say, it won't be so bad on finance. Just people who live in housing.

Three housing related recessions in just 12 years underscores the fact that the root of this recurring cycle is a broken housing policy strategy. And the "The mysterious mad man with his hand on the lever/Don't seem to never ever want to let you off"

I invite you to join RHINO in exploring these policy options that will transform the rich-get-richer strategy of the FIRED industry into a system of affordable housing as a right.


The evolution of Federal Housing Policy: The 5 legged stool: Public Housing, Private subsidized housing. Housing Vouchers. Homeowner assistance. Housing production.

Comprehensive Planning vs. Market Socialism:

March 15, 2021. Shelterforce. Did the Comprehensive Community Initiatives of the 1990s, early 2000s Bring About Change? "Once a must-have for foundations, Comprehensive Community Initiatives found mixed success.

Six transformative housing policies for 2025

After high hopes for a progressive Congress were washed up on the beach of Lake SineManchin, housing advocates shifted to tinkering with the current housing issues. For those who have lived thru periods of policy stagnation under Presidents Clinton ("school uniforms") and Obama ("the beer summit"), the prospect of another round of "small ball policies seems unproductive. In the arena of "affordable housing," Biden's latest policy statement hands the keys to the same crowd that masterminded the last two housing crises in 2008 and 2020: the Federal Reserve, Fannie and Freddie, and the homebuilders.

Having missed the opportunity presented by the Pandemic Recession, housing advocates' next bite at the housing policy apple won't come until 2025, the year after the next presidential election. To make progress in 2025, advocates need to begin now to lay the foundations for transformative changes in Federal housing policy.

  1. Universal Housing Vouchers-simple to explain, easy to implement, some changes needed but, UHV can transform the chaos of the current Federal housing policies and they can be a lynch pin for other housing policy innovations.

  2. Green New Deal for Public Housing-count me among the skeptics, but times change. Historically public (social) housing became a haven for African American households and quickly became stigmatized, paternalistic, and suffered from disinvestment. GNDPH can shake off that stigma.

  3. New Homeownership Models

  • End of the American Dream?

  • Tenant Opportunity to Purchase

  • Just cause (no cut) lease provisions

  1. Local Funding Sources based on bond financing, not tax abatements. Easing Zoning restrictions. What Federal policies can support local initiatives

  1. Local energy regulations

  • Total cost of occupancy includes energy costs.

  • A green new home

  • Inside Chicago’s Effort to Protect Tenants’ Right to Cool Air

  • Winter heating laws have long been commonplace. With temperatures rising, new cooling rules aim to protect residents from dangerous summer heat.

  • JULY 25, 2022. NextCity. It’s Time to Electrify Philly’s Buildings. "Op-ed: Building electrification incentives in Philadelphia would protect our planet and our residents' health." More here.

  1. New Federal Housing Finance System

Then, we'll look at ways that advocates, activists and organizers can mobilize today's anger/frustration/guilt into a 2025 strategy that starts now where people live (morally and geographically).

The FIRED industry has control of the media and a 100 year headstart, so change agents need to begin now, before the next opportunity for transformative change slips past us.

We're changing! Demographically, geographically, emotionally. What tactics are necessary to meet the populous in 2025?

  • Stop fighting last year's wars; stop patching broken systems

  • Will we need a crisis to "unfreeze" change space?

  • The power of movements to make change. Movements aren't coalitions, think networks.

  • Roles of advocates, activists, and organizers

  • Give away short term victories to build more equity

  • Who is that mysterious madman?

You can help by sharing your comments, questions and suggestions.